Pay fortiva

Monthly fee: $0 intro 1st yr, $5 - $12.50 afterIt’s best to avoid this monthly fee, by graduating to a cheaper unsecured credit card offer within 12 months.Interest Rate: 22.74% - 36% (V)The Fortiva Card’s APR depends on your creditworthiness when you apply. Any rate from the range of possibilities will be above-average for a credit card offer right now, however. That’s why it’s best not to carry a balance from month to month with this card, except in emergency situations.Credit limit: UndisclosedThe Fortiva Credit Card’s spending limit is revealed to new cardholders after approval for an account. That, combined with the fact that cardholders can’t request a credit limit increase, makes it very hard to count on the Fortiva Mastercard as a way to cover emergency expenses. Plus, whatever your limit is, fees will eat into the amount of spending power that you have available initially.Rewards: NoneThe Fortiva Credit Card’s lack of rewards makes it a bad choice for people who plan to pay their bill in full every month.How to apply: Online, with an offer code, when availableThe Fortiva Credit Card is not available to new customers right now, so you won’t be able to apply for it, unfortunately. Normally, you can apply for the Fortiva Credit Card online – but only in response to an offer that you receive in the mail. Receiving a mail offer for the Fortiva unsecured Mastercard doesn’t guarantee approval, but it does mean the chances are extremely good.Bottom Line: Is the Fortiva Credit Card Good?The Fortiva Credit Card is not a good choice. The card’s high interest rate and fees make it a bad option for building credit inexpensively, and the lack of rewards makes it ill-suited for people who plan to pay their bill in full every month. Plus, the Fortiva Card is not accepting new applicants right now. Most people would be better off with a $0 annual fee secured credit card.Can't find what you are looking for? Submit your question about Fortiva Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this offer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. In addition, WalletHub independently collected information for some of the cards on this page.How can I pay my Fortiva Credit Card?Theo frank, WalletHub Credit Card AnalystYou can pay your Fortiva Credit Card either online or through the card's mobile app. Alternatively, you can also submit a payment over the phone at (800) 245-7741 or via mail. It is worth noting that Fortiva Credit Card cardholders can set up automatic payments, too. Ways to Pay Your Fortiva

This question is about the Fortiva® Mastercard® Credit Card Chip Lupo, Credit Card Writer @CLoop • 09/25/23 The Fortiva® Mastercard® Credit Card payment address is: FortivaP.O.Box 105555Atlanta, GA 30348-5555 When paying Fortiva Cash Card bills by mail, be sure to submit either a check or money order for the payment amount. Fortiva does not accept cash. Tips For Mailing Fortiva Cash Card Payments Include your credit card number on your payment to avoid any processing delays. Allow enough time for Fortiva to receive your payment on or before the due date, or it will be considered late. Credit card payments by mail take the longest to process of all the available payment methods. Alternatively, you can submit a payment from your online account, through the Fortiva mobile app, or by calling customer service at 1-800-245-7741. Fortiva also allows in-person payments at local Fortiva branches. This answer was last updated on 09/25/23 and it was first published on 05/19/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company. People also ask Can you pay a credit card with a credit card? It is possible to pay a credit card with a credit card by doing a balance transfer or a cash advance, for example, but you cannot make a credit card the regular payment method for another credit card account. Accepted payment methods for monthly credit

Fortiva Reviews 188 •2.0Companies on Trustpilot can’t offer incentives or pay to hide any reviews.See what reviewers are sayingI paid off my Fortiva account in Nov of 2022. After this was paid off the company charged me a $79.00 Annual Fee which I was notified about in Feb 2025 as a collection account. I have attempted to call Fortiva about this issue and did not get anywhere. They did assess an additional $30.00 fee for this, where the balance I had to pay is now $109.00 for an account that was paid and closed.Worst customer service I've experienced. Requested 10 months of purchasing. Called several times and spoke with inexperienced, illiterate and poor communication skills representatives. Each representative spoke with eastern accents so thick it was impossible to continue the conversation. They weren't able to process my simple requests. I am shutting down my home depot account and look forward seeing all the foreign and illegal employees going back to their country. If they can't speak proper English they shouldn't be employed in our country. Especially a job in communications!I had a Vivint home security system installed recently; however, their alleged customer credit providing agency, Fortiva, makes it nearly impossible to pay. I have attempted to pay online and after multiple phone calls to try to resolve the faults on their end, resorted to paying via check. Fortiva has stopped sending me billing statements, and I have better things to do than to memorize the due dates of their payments. Now they have resorted to calling me and harassing me for the payments. Simply send a paper statement, or better yet, provide a user-friendly online portal for your customers.I just got a call from this company asking if I filed for a card. Absolutely not 🚫. I was given a phone number and address neither one matched my address.. Please 🙏🏾 beware of your business and information leaking.. Company detailsNon-Bank Financial ServiceWritten by the companyEveryday People. Everyday Financial Solutions. Fortiva® provides financial solutions that meet the needs of everyday consumers. We are committed to providing greater access to credit at fair terms with no surprise fees. The Fortiva® Mastercard® can help you confidently cover everyday expenses—even if you don’t have perfect credit and have been overlooked by other lenders. We are here to extend the credit you need to take the next step on your financial journey. Feel Empowered®Contact infoAccount Services, P.O. Box 105555, 30348-5555, Atlanta, United [email protected] Assessed Fees on a Closed AccountI paid off my Fortiva account in Nov of 2022. After this was paid off the company charged me a $79.00 Annual Fee which I was notified about in Feb 2025 as a collection account. I have attempted to call Fortiva about this issue and did not get anywhere. They did assess an additional $30.00 fee for this, where the balance I had to pay is now $109.00 for an account that was paid and closed.Date of experience: 10 March 2025Worst customer service I've…Worst customer service I've

Experienced. Requested 10 months of purchasing. Called several times and spoke with inexperienced, illiterate and poor communication skills representatives. Each representative spoke with eastern accents so thick it was impossible to continue the conversation. They weren't able to process my simple requests. I am shutting down my home depot account and look forward seeing all the foreign and illegal employees going back to their country. If they can't speak proper English they shouldn't be employed in our country. Especially a job in communications!Date of experience: 03 March 2025Outrageous interest rate (36%!) and $49…Outrageous interest rate (36%!) and $49 surprise annual fee (there was no annual fee when the card was introduced). Not worth it.Date of experience: 17 February 2025They Make Payment Logistics Nearly ImpossibleI had a Vivint home security system installed recently; however, their alleged customer credit providing agency, Fortiva, makes it nearly impossible to pay. I have attempted to pay online and after multiple phone calls to try to resolve the faults on their end, resorted to paying via check. Fortiva has stopped sending me billing statements, and I have better things to do than to memorize the due dates of their payments. Now they have resorted to calling me and harassing me for the payments. Simply send a paper statement, or better yet, provide a user-friendly online portal for your customers.Date of experience: 14 February 2025Beware: Unexpected Fortiva Account Change with Vivint FinancingWe purchased a Vivint security system in November 2022, financed through Fortiva with a 60-month, zero-percent interest agreement. However, in June 2024, we received a notice stating that Fortiva was converting our Vivint account into a general-purpose Fortiva® Mastercard® with a 24.99% interest rate—something we never agreed to. This change was not part of our original terms, and we did not request it. Beware of both Vivint and Fortiva, as this feels like a deceptive practice. We have just closed the Fortiva account and are now considering switching to a different security system provider. Date of experience: 09 February 2025Disastrous!!!The most disastrous customer service I have ever experienced in my entire existence on the earth. And cherry 🍒 on the cake 🎂 was agent hung up on me. Date of experience: 08 February 2025Unfair Refund PolicyMy account was given to Fortiva by a home security company (Vivint). I did not apply to Fortiva directly for credit. I was sent a paper statement by Fortiva for which they charged me $2.00. Their first payment was deducted from my checking account on time. The home security system was uninstalled & returned to the company the day after Fortiva deducted my first payment from my checking account which was on Jan 16th 2025. On Jan. 24th I still had not received my first payment refund (8 days later). I was told by customer service that my refund would be processed within as much as 20 business days & I would be sent a refund check by mail, minus the $2.00 paper statement fee. If Fortiva was able to deduct

Credit Card:Online: Log in to your online account and click on the payment button from the main menu.Through the mobile app: Download the app for iOS or... Where can I use my Fortiva Credit Card?Your Fortiva credit card can be used anywhere. It is a Mastercard, which is accepted virtually everywhere in the U.S. and in more than 200 countries and territories around the world.However, using the Fortiva credit card abroad may not be such a good idea, considering its 3% foreign transaction fee.How do I increase my Fortiva Credit Card credit limit?You cannot request a credit limit increase on the Fortiva Cash Card or the Fortiva Credit Card. Instead, Fortiva will keep track of your account activity, including your monthly balance and payment history, to see if you are eligible for a credit limit increase. They may or may not end up giving you one.To increase your chances of getting a credit limit increase, pay your monthly bill on time, reduce your outstanding debt, and update the income... What's the Fortiva Credit Card payment address?Maria Adams, Credit Cards ModeratorThe Fortiva Credit Card payment address is:Fortiva Payment ProcessingP.O. Box 790156St. Louis, MO 63179-0105When paying your Fortiva Credit Card bills by mail, be sure to submit either a check or a money order for the payment amount. The issuer does not accept cash.Tips For Mailing Fortiva Credit Card PaymentsInclude your credit card number on your payment to avoid any processing delays.Allow enough time for the issuer to receive... How can I get a Fortiva Cash Card cash advance?Chip Lupo, Credit Card WriterTo get a Fortiva Cash Card cash advance:Call Fortiva Cash Card customer service at 1-800-245-7741 and request a PIN, if you don't already have one.Insert the credit card at an ATM and enter the PIN.Select the cash advance option on the ATM screen.Enter the amount you'd like to withdraw.Withdraw the cash and remove the credit card from the ATM.It's important to note that... How do I check my Fortiva Credit Card application status?Chip Lupo, Credit Card WriterYou can check your Fortiva Credit Card application status by calling (800) 443-1305. When you call, you'll need to provide your acceptance code so that Fortiva can match you to your application. Fortiva does not allow you to check your application status online.How to Check Your Fortiva Credit Card Application StatusCall (800) 443-1305.Follow the automated prompts that lead to an application status check or connect with a representative and tell them you'd like to... Is the Fortiva Credit Card a good card?No, the Fortiva Credit Card is not a good card because it is very expensive. This unsecured credit card for people with bad credit charges one-time, annual and monthly fees, along with an