Chase ink cash 90k

Originally posted 8/19/24, reposting 9/2/24 as this ends todayHere’s a reminder that September 2, 2024 is the final day we can earn 40,000 points for referring a friend to the Chase INK card.We’re finishing now two golden months where we can refer friends to the Chase INK Preferred card for 100,000 points which can then be matched to 120,000 points via secure message; and the referrer gets 40,000 points.That’s a total haul of 160,000 points between the referrer and the new member. I consider this to be from the best deals of all time. This will end on September 2nd (or possibly earlier if Chase pulls the 120,000 points INK Preferred offer).If you have any Chase INK card you can refer a friend to signup for the INK Preferred card. And of course this 40,000 points bonus is useful for referring friends to other Chase INK cards as well. I’m highlighting here the INK Preferred option since that’s an excellent time-limited deal on its own.The referrer can earn up to 200,000 referral points per INK card they possess. For example, I hold an INK Cash card an INK Unlimited card and an INK Preferred card. I can refer 5 friends to any INK card using my INK Cash referral link and earn 200,000 points. Separately, I can refer 5 friends to any INK card using my INK Unlimited card link and earn 200,000 points. Separately, I can refer 5 friends to any INK card using my INK Preferred referral link and earn 200,000 points. I’ll get a 1099 from Chase for the referrer bonuses if I earn more than 60,000 points from all my referrals (i.e. if I refer two friends and earn 80,000 points I’ll get a 1099 from Chase, even if I use different referral links for the two friends). You may also like

This is an excellent card to pair with other Chase Ultimate Rewards cards. It has no annual fee, it offers 1.5 points per dollar for all spend, and even though it is advertised as a cash back card it actually earns valuable Chase Ultimate Rewards points. Surprisingly this no-fee card offers a few valuable perks as well: auto rental coverage, 1 year extended warranty, and 120-day purchase protection.Unfortunately, this card does charge foreign transaction fees, so it is not a good choice for spend outside of the US.Important Note: This card normally has a great option for carrying a balance. Terms apply. 75,000 Chase Ultimate Rewards® Points after you spend $6,000 in the first 3 months. A no-brainer, great business card. Your choice to receive 1.5% cash back or 1.5x points. Chase Ink Business Unlimited Application TipsShould you apply?Even though this is a business card, it’s a great choice for anyone interested in earning Chase Ultimate Rewards points. It offers an excellent combination of a great signup bonus, no annual fee, super-valuable points, and solid rewards for all spend. If you are eligible (see next section) and you don’t already have the similar Chase Freedom Unlimited® card, you should consider this card.Are you eligible?To get this card you must have a business, and you must be under 5/24 (more on 5/24 below).Interestingly, it’s possible to get the same Chase Ink card and signup bonus for each business you own (if you have more than one business). This is true even though the application terms state otherwise: “I understand that any new cardmember bonus offers for this product are not available to either current or previous cardmembers of this product who received a new cardmember bonus for this product in the last 24 months.” Despite those terms, many people have reported success signing up for more than one of the same Ink cards across multiple businesses.Similarly, it’s possible to get all three Ink Business cards (and the signup bonuses) for each business you own. Fortunately, even though Ink cards are subject to the 5/24 rule, they do not add to your 5/24 count when you are approved. As a result, when you’re under 5/24, it makes sense to sign up for all three (at different times): Ink Business Preferred® Credit Card, Ink Business Cash® Credit Card, and Ink Business Unlimited® Credit Card.Applying for Business Credit CardsTo apply for a business credit card, you need to have a business. However, lots of people have businesses and do not know it. If you sell stuff on Craigslist or eBay, for example, then you have a business. Similar examples include: consulting, coaching, writing, handyman services, owning a rental property, renting on Airbnb, driving for Uber or Lyft, etc. In these cases, your business is considered a Sole Proprietorship unless you have officially registered your business.When you apply for a business credit card as a sole proprietor, you can use your own name as your business name, use your own address and phone as the

Their own accounts — like from Bob’s Ink Business Cash to Bob’s Sapphire Reserve — via secure message. However, you may run into an issue if you try to connect more than one of your cards to a single card that belongs to someone else. Chase allows you to combine/transfer to someone else who lives in your household (or a co-owner of your business for business cards), but I’ve had complications with this from time to time. For example, let’s say that Joe and Suzy live in the same household and are joint owners of a business and have the following accounts:Chase Freedom Unlimited (Joe)Chase Ink Business Cash (Joe)Chase Sapphire Reserve (Suzy)Joe first combines points from his Freedom Unlimited to Suzy’s Sapphire Reserve. Later, he logs into his Ink Business Cash account and tries to combine points with Suzy’s Sapphire Reserve. Joe may run into an error adding Suzy’s Sapphire Reserve card to combine points. This has happened in our household several times. In that case, Joe should log into his Freedom Unlimited account and remove Suzy as a household member (click “remove saved card). About 24 hours later, he should be able to add Suzy to his Ink Business Cash in order to combine his points to her account. The easy solution I’ve found is to create a loop. In the example scenario they should transfer like this:Joe’s Freedom Unlimited —> Joe’s Ink Business Cash —> Suzy’s Sapphire Reserve —> Joe’s Freedom UnlimitedCreating a loop chain has solved that problem in my household. As noted, it took 24 hours after removing accounts to re-add them to other cards, so be aware of that limitation.How to Keep Points AliveThankfully, it is very easy to keep Chase Ultimate Rewards points alive: simply keep the points in an open Ultimate Rewards account and they will not expire. Note that if you close an Ultimate Rewards card, you will lose any points associated with that card. You should first combine points to move points away from the card you intend to close and to another card that will remain open as per the sharing section above before canceling.Chase Ink Business Unlimited LifecycleHow to meet minimum spend requirementsOnce you are approved for a Chase card, you have three months to meet the required spend in order to get the signup bonus. Technically, you’re not supposed to use business credit cards for personal purchases, but it is quite common to do so. If you feel comfortable with it, use the new card for all of your usual spend. If your usual spend isn’t enough, consider using the Plastiq bill pay service to use your card to pay bills that can’t usually be paid by credit card (rent, mortgage, contractors, etc.).Keep, cancel, or product change?Is this card worth keeping in the long run? Yes! It has no annual fee and it offers 1.5X rewards for all spend. What’s not to like? If you decide to cancel anyway, make sure to first redeem any remaining points or