Bond wizard
Author: b | 2025-04-24
Savings Bond Wizard, free download. Savings Bond Wizard: The Savings Bond Wizard created by Savings Bond Wizard is a software tool designed to help investors manage their savings
Savings Bond Wizard - FREE Download Savings Bond Wizard
HomeInvesting StrategyFixed Income AnalysisSummaryThe Savings Bond Wizard has been a useful tool for Savings Bond investors for more than 15 years. Now it is gone.The Treasury has replaced it with the Savings Bond Calculator, a similar Web-browser-based tool that is a bit less user friendly.Here's a step-by-step guide for exporting your bond data from the Wizard to the Calculator. For investors in U.S. Savings Bonds - EE and I Bonds - the Savings Bond Wizard was an excellent tool for keeping an accurate inventory and tracking past and current values. But as of June 1, the U.S. Treasury discontinued the Wizard and replaced it with a Savings Bond Calculator, a tool that's a little less user friendly. The Wizard - a free downloadable program offered by the Treasury - dates all the way back to the Windows 95 era, and it never really changed that 'early PC' look and feel. But it worked (pretty reliably), offering the ability to download updated data for all Savings Bonds. Now it is gone. Users with the Savings Bond Wizard already installed can still open and view their inventory, but won't be able to update data beyond May 2018. The new tool - the Savings Bond Calculator - is browser-based and duplicates most of the Wizard's functions. The good news is that all the data you entered into the Wizard can be exported into the new Calculator. It's a fairly simple transaction, but steps along the way can be confusing. So I'm going to
Savings Bond Wizard Software - Free Download Savings Bond Wizard
Pool is absolutely fixed at 4 points. In any world, your arcane bond and arcane school are better than any exploit you'd take in your level 1-4 career. What do you take? Dimensional slide is one of my favorites. The elemental damage abilities are okay, but nothing exceptional that you'd give up your bond + school. Counterspell doesn't make a lot of sense here either, since even as a 5th level wizard, you don't have the spells to counter the 4th and 3rd level spells being lobbed at you by the level 7 plus enemy wizard. And quick study isn't as practical as your arcane bond was. Honestly, there's not a lot of things where this will make sense for a wizard who is planning to see a lot of play time from level 1 to 4, so I don't expect to see a lot of exploiter wizards being created at 1st level.We can jump all the way to 10th level and see how the wizard feels who has a whole 3 exploits to their name. What do they have? Consume magic items so they can recharge their pool seems almost required. Dimensional slide and counterspell for the remaining two? Dimensional slide is nice, but they could've picked up something similar and slightly less powerful from their school. Counterspell still isn't going to negate any powerful BBEG spells as the wizard has 5th level spells but at this level of play still isn't countering 5th-7th level spells being lobbed about by the BBEG wizard.Honestly, I don't see the exploiter as that great. Until I see someone show me a 1st, 5th and 10th level wizard that is markedly better than a vanilla wizard, I doubt I'd be building an exploiter wizard. Dotting. I had considered retraining into exploiter, but theSavings Bond Wizard Replacement - Savings Bond Calculator
Are available for some account types. The Broadridge online Transfer Wizard cannot be used to transfer shares to or from a brokerage account.Online transfers are available for some account types. Logging on to your account on the Shareholder Portal, you will see the Transfer Shares option in the menu bar. Once you've clicked Transfer Shares, the Transfer Wizard will then walk you through the process of transferring shares. When surrendering the original stock certificate(s), please do not sign the back for your security. We recommend that all certificates be mailed to Broadridge through USPS registered mail or a courier service that provides a return receipt. It is suggested that the shipment be insured for 2% of the current value of the shares for domestic shipments and 4% of the current value if the package is originating overseas.Your transfer request must be submitted by mail and cannot be accepted via email or fax. The completed Legal Transfer Form, the original stock certificate(s) (if applicable), and supplemental documentation (if required) may be mailed to the following address for processing:Standard Mail: Broadridge Corporate Issuer Solutions P.O. Box 1342 Brentwood, NY 11717-0718Overnight Packages: Broadridge Corporate Issuer Solutions 1155 Long Island Ave. Edgewood, NY 11717-8309 Attn: IWS Please contact Broadridge to report the loss if you cannot locate one or more of your stock certificates. A “stop transfer” will be placed on the lost certificate(s) to prevent them from being fraudulently transacted upon. If you locate the lost certificate(s) later, you can submit a Stop Release Letter to remove the stop transfer.In the event of loss, a surety bond may be required to replace the certificates. A surety bond is typically obtained by paying a premium to the surety company equal to 2% or 4% of the current value of the shares requiring replacement. A. Savings Bond Wizard, free download. Savings Bond Wizard: The Savings Bond Wizard created by Savings Bond Wizard is a software tool designed to help investors manage their savingssavings bond wizard - Bogleheads.org
Offer a step-by-step guide to transitioning from the Wizard to the Calculator. A last look at the Savings Bond Wizard Here is a sample file I created with the Savings Bond Wizard, showing how the data are presented. This file is updated through May 2018, but now is closed from getting data from June. Important data include the bond type, original investment, issue date, etc. But you can also see the interest accrued, current value, current interest rate, cumulative historic yield and the final maturity date. In the Serial Number column, I placed notes showing information about the Savings Bond. Ownership information (Jack or Jill, since couples often have two accounts), plus the fixed Analyst’s Disclosure: I/we have no positions in any stocks mentioned, and no plans to initiate any positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article. Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors whoSavings Bond Wizard - Bogleheads.org
Are right on that, I guess I thought that the Exploiter Exploit (Which grants Arcanist's Exploits) would be good enough, but I see your reasoning as valid. Another nail in the coffin, IMHO. 4 people marked this as a favorite. Pathfinder Roleplaying Game Superscriber; Pathfinder Starfinder Roleplaying Game Subscriber Under A Bleeding Sun wrote:It has a nearly unlimited supply of exploits by mid level and just seems to me after much number crunching as a terribly designed class from any kind of balance stand point.I'm seeing this said a lot, but rarely is it backed up. Therefore, I shall be following this thread very closely in the hopes that somebody provides some supporting evidence. I haven't seen an exploiter wizard in play yet and I wager most people haven't either, so any comments are purely speculative at this stage.The exploiter wizard does not have the "consume spells" class feature, so they are limited to just the pool they start with, which is (3 + 1/2 level) each day.1st level wizard: 4 points5th level wizard: 5 points9th level wizard: 7 pointsThey've given up arcane bond, which is arguable one of the most powerful things for a wizard to have at any level. They also gave up their arcane school, which is the other most arguably powerful ability they have. I hopefully don't need to enumerate a cherry picked list of arcane school abilities. The access they get back via an exploit pales in comparison to what the actual school itself grants in most cases.A wizard in their level 1-10 career is going to get three exploits, at 1st, 5th and 9th level. What will they use them on that is better than their arcane bond and arcane school?At 1st, you're probably not going to take consume magic items yet, so yourIs there a replacement for savings bond Wizard?
Question identical to the issue being raised regarding exploiter wizards qualifying for additional exploits. 3 people marked this as a favorite. I’m aware we’re discussing the exploiter wizard, but for context let’s compare a school wizard and an arcanist of equal level at some fairly key character levels (5th-8th). This example ignores bonus spells from stat scores, and also assumes since the wizard is a school wizard he or she will have 1 extra spell per day from his or her school.Fifth character levelBoth have 4 first-level spells and 3 second-level spells. The wizard has 2 third-level spells whereas the arcanist has none. The wizard has a moderate advantage.Sixth character levelBoth have 4 first-level spells and 4 second-level spells. The wizard has 3 third-level spells whereas the arcanist has two. The wizard has a modest advantage (i.e. one additional third-level spell).Seventh character levelThe wizard has 5 first-level spells whereas the arcanist has four. Both have 4 second-level spells and 3 third-level spells. The wizard has 2 fourth–level spells whereas the arcanist has none. The wizard has a moderate advantage.Eighth character levelAgain the wizard has 5 first-level spells whereas the arcanist has four. Both have 4 second-level spells and 4 third-level spells. The wizard has 3 fourth-level spells whereas the arcanist has two. The wizard has a modest advantage (i.e. one additional fourth-level spell).So when compared to a school wizard, the arcanist experiences a noticeable “lag” in spells per day, with odd numbered levels being greater than even numbered levels. (Other threads have noted this.) For the player the question is whether the access to exploits and increased casting flexibility compensate up for this? (Also factoring in the loss of arcane bond etc.)Important: The exploiter wizard does not get the bonus spells of the school wizard, which makes the difference between. Savings Bond Wizard, free download. Savings Bond Wizard: The Savings Bond Wizard created by Savings Bond Wizard is a software tool designed to help investors manage their savings Savings Bond Wizard, free download. Savings Bond Wizard: The Savings Bond Wizard created by Savings Bond Wizard is a software tool designed to help investors manage their savingsComments
HomeInvesting StrategyFixed Income AnalysisSummaryThe Savings Bond Wizard has been a useful tool for Savings Bond investors for more than 15 years. Now it is gone.The Treasury has replaced it with the Savings Bond Calculator, a similar Web-browser-based tool that is a bit less user friendly.Here's a step-by-step guide for exporting your bond data from the Wizard to the Calculator. For investors in U.S. Savings Bonds - EE and I Bonds - the Savings Bond Wizard was an excellent tool for keeping an accurate inventory and tracking past and current values. But as of June 1, the U.S. Treasury discontinued the Wizard and replaced it with a Savings Bond Calculator, a tool that's a little less user friendly. The Wizard - a free downloadable program offered by the Treasury - dates all the way back to the Windows 95 era, and it never really changed that 'early PC' look and feel. But it worked (pretty reliably), offering the ability to download updated data for all Savings Bonds. Now it is gone. Users with the Savings Bond Wizard already installed can still open and view their inventory, but won't be able to update data beyond May 2018. The new tool - the Savings Bond Calculator - is browser-based and duplicates most of the Wizard's functions. The good news is that all the data you entered into the Wizard can be exported into the new Calculator. It's a fairly simple transaction, but steps along the way can be confusing. So I'm going to
2025-04-11Pool is absolutely fixed at 4 points. In any world, your arcane bond and arcane school are better than any exploit you'd take in your level 1-4 career. What do you take? Dimensional slide is one of my favorites. The elemental damage abilities are okay, but nothing exceptional that you'd give up your bond + school. Counterspell doesn't make a lot of sense here either, since even as a 5th level wizard, you don't have the spells to counter the 4th and 3rd level spells being lobbed at you by the level 7 plus enemy wizard. And quick study isn't as practical as your arcane bond was. Honestly, there's not a lot of things where this will make sense for a wizard who is planning to see a lot of play time from level 1 to 4, so I don't expect to see a lot of exploiter wizards being created at 1st level.We can jump all the way to 10th level and see how the wizard feels who has a whole 3 exploits to their name. What do they have? Consume magic items so they can recharge their pool seems almost required. Dimensional slide and counterspell for the remaining two? Dimensional slide is nice, but they could've picked up something similar and slightly less powerful from their school. Counterspell still isn't going to negate any powerful BBEG spells as the wizard has 5th level spells but at this level of play still isn't countering 5th-7th level spells being lobbed about by the BBEG wizard.Honestly, I don't see the exploiter as that great. Until I see someone show me a 1st, 5th and 10th level wizard that is markedly better than a vanilla wizard, I doubt I'd be building an exploiter wizard. Dotting. I had considered retraining into exploiter, but the
2025-03-30Offer a step-by-step guide to transitioning from the Wizard to the Calculator. A last look at the Savings Bond Wizard Here is a sample file I created with the Savings Bond Wizard, showing how the data are presented. This file is updated through May 2018, but now is closed from getting data from June. Important data include the bond type, original investment, issue date, etc. But you can also see the interest accrued, current value, current interest rate, cumulative historic yield and the final maturity date. In the Serial Number column, I placed notes showing information about the Savings Bond. Ownership information (Jack or Jill, since couples often have two accounts), plus the fixed Analyst’s Disclosure: I/we have no positions in any stocks mentioned, and no plans to initiate any positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article. Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who
2025-03-25Are right on that, I guess I thought that the Exploiter Exploit (Which grants Arcanist's Exploits) would be good enough, but I see your reasoning as valid. Another nail in the coffin, IMHO. 4 people marked this as a favorite. Pathfinder Roleplaying Game Superscriber; Pathfinder Starfinder Roleplaying Game Subscriber Under A Bleeding Sun wrote:It has a nearly unlimited supply of exploits by mid level and just seems to me after much number crunching as a terribly designed class from any kind of balance stand point.I'm seeing this said a lot, but rarely is it backed up. Therefore, I shall be following this thread very closely in the hopes that somebody provides some supporting evidence. I haven't seen an exploiter wizard in play yet and I wager most people haven't either, so any comments are purely speculative at this stage.The exploiter wizard does not have the "consume spells" class feature, so they are limited to just the pool they start with, which is (3 + 1/2 level) each day.1st level wizard: 4 points5th level wizard: 5 points9th level wizard: 7 pointsThey've given up arcane bond, which is arguable one of the most powerful things for a wizard to have at any level. They also gave up their arcane school, which is the other most arguably powerful ability they have. I hopefully don't need to enumerate a cherry picked list of arcane school abilities. The access they get back via an exploit pales in comparison to what the actual school itself grants in most cases.A wizard in their level 1-10 career is going to get three exploits, at 1st, 5th and 9th level. What will they use them on that is better than their arcane bond and arcane school?At 1st, you're probably not going to take consume magic items yet, so your
2025-04-09Con, 16 Int (14 +2 race), 15 Wis (14 +1 advancement), 10 ChaRacial Traits: +2 to any one ability score (Int); Medium Size; Speed 30 ft; Low-Light Vision; Adaptability (Skill Focus as bonus feat); Elf Blood; Immune to magical sleep effects, +2 saves vs. Enchantment; +2 Perception checks; Multi-talented (Favored Classes- Druid, Wizard)Class Features: Arcane Bond (Staff), Arcane School- Conjuration (Opposition- Illusion, Necromancy; Summoner's Charm (+1 round), Acid Dart (1d6+1, 30 ft) 6x/day), Cantrips, Scribe Scroll; Nature Bond (Plant Domain- Wooden Fist (+1 damage) 5 rounds/day), Nature Sense (+2 Knowledge (Nature), Survival checks), Orisons, Wild Empathy (+3), Woodland Stride, Trackless StepSkills: Heal 3 (+8), Knowledge (Arcana) 6 (+12), Knowledge (Nature) 6 (+14), Knowledge (Planes) 3 (+9), Linguistics 3 (+9; Aquan, Auran, Common, Draconic, Druidic, Elven, Ignan, Sylvan, Terran), Perception 6 (+11), Spellcraft 6 (+12), Survival 3 (+11)Traits: Magical Knack (Wizard), one other traitFeats: Augment Summoning, Craft Wand, Scribe Scroll, Skill Focus (Survival), Spell Focus (Conjuration)Spells: Wizard (CL 5); 0-4, 1st-3+1, 2nd-2+1Spellbook (all 0-level except Illusion, Necromancy; Enlarge Person, Grease, Identify, Mage Armor, Magic Missile, Shocking Grasp, Sleep, Summon Monster I; Glitterdust, Scorching Ray, Summon Monster II, Web; 120 gp)Druid (CL 3); 0-4, 1st-3+1, 2nd-2+1Gear: masterwork scimitar (315 gp), +1/masterwork quarterstaff (arcane bond item; 2,000 gp), masterwork alchemical silver dagger (322 gp), ring of protection +1 (2,000 gp), amulet of natural armor +1 (2,000 gp), scroll of mage armor (CL 3; 75 gp), scroll of lesser restoration (150 gp), wand of scorching ray (4,500 gp), wand of cure light wounds (750
2025-03-26Expressed my thoughs inappropriately. What I meant to ask was: Do you need relevant item creation feats in order to enchant your Bonded Item since your default level for that power is 1st?I'm not at all sure that the level of the item (whatever the hell that actually means) has anything to do with whether or not you can craft onto it. The Arcanist or EeeeeW might face a -5 Spellcraft penalty to their bonded item crafting for the item being stuck at CL 1, but this is likely the only restriction on crafting. It does seem a little odd that the Familiar Exploit does not explicitly say you cannot have both... seeing as EVERY OTHER WAY THAT NETS YOU A ARCANE BOND (FAMILIAR OR OBJECT) SAYS YOU CANNOT USE THE ABILITY TO GAIN BOTH. K177Y C47 wrote: It does seem a little odd that the Familiar Exploit does not explicitly say you cannot have both... seeing as EVERY OTHER WAY THAT NETS YOU A ARCANE BOND (FAMILIAR OR OBJECT) SAYS YOU CANNOT USE THE ABILITY TO GAIN BOTH. Haven't you been paying attention... it was done on purpose so exploiter wizards can even be more awesome.It would be suboptimal, but would this not make exploiter wizards one of the better item crafters? Picking up a valet familiar and craft item exploits would let him get more of the crafting feats sooner and not have to wait a level or two for others. Pathfinder Adventure, Rulebook Subscriber Being an exploiter wizard with a familiar seems....like a waste. Why not just be a vanilla wizard, keep your familiar and all you school abilities? j b 200 wrote: Being an exploiter wizard with a familiar seems....like a waste. Why not just be a vanilla wizard, keep your familiar and all you school
2025-04-18