Alinsco insurance company

Auto insurance discounts might be available.You can get a discount by having a good credit score and qualifying for the Alinsco Bravo plan instead of the Alinsco Select plan. The Alinsco Select plan also offers savings if you’ve had prior coverage for six months, 12 months, or 24 months.The 10 Best and Worst Car Insurance Comparison Sites for 2025Alinsco insurance reviews and ratingsAs a smaller insurance company, it’s challenging to find reliable information about Alinsco online from either current and past customers or from agencies. It has few online reviews, and most agencies haven’t rated Alinsco.Alinsco customer reviewsAt the time of writing, Alinsco doesn’t have any Trustpilot reviews from current or former customers. Its parent company, Empower Insurance Group, has an average rating of 1 out of 5 stars with the Better Business Bureau (BBB), as well as 20 complaints in the past three years.Many reviews report having poor customer service and claims experience — not necessarily for customers, but for other drivers who were involved in accidents Alinsco customers caused.Alinsco ratingsThere aren’t many ratings available for Alinsco from credible agencies. The company has no customer complaints with the National Association of Insurance Commissioners (NAIC). It also has no financial strength ratings from agencies like AM Best, S&P, or Moody’s. Alinsco’s parent company, Empower Insurance Group, is accredited with the BBB and has an A+ rating, but ratings aren’t based on customer experience or reviews.Alinsco vs. other insurance companiesTexans have plenty of insurance companies to choose from. The best car insurance company for you depends on your coverage needs, budget, and other factors.It’s sometimes the case that local insurance companies have less-competitive premiums and fewer coverage and discount options. Alinsco is no exception.As you can see in the table below, Alinsco has more expensive premiums than some national insurers. It also has fewer coverage options and fewer discounts to help customers save.Choose Alinsco if you want a Texas-based insurance company with a network of local agents. Otherwise, consider one of the companies below.Insurance CompanyAverage Quote: Liability OnlyAverage Quote: Full CoverageIQ ScoreThe Insurify Quality (IQ) Score uses more than 15 criteria

Alinsco is a Texas-based auto insurance company that’s offered policies for two decades. The insurer has several policies to choose from, meaning various drivers can find a policy that fits their coverage needs and budget.However, coverage from Alinsco comes at a higher price tag than most Texas auto insurance companies, and it has fewer coverage and discount options than national auto insurers.Quick FactsAlinsco offers standard insurance policies, short-term policies, and policies for drivers with foreign IDs or driver’s licenses.Though its insurance premiums are higher than the national average, Alinsco offers a few discounts to help customers save more.Alinsco might be a good option if one of its plan options fits your needs, but you won’t be able to customize your policy with additional coverages or higher limits.Compare Auto Insurance CompaniesInsurify partners with top companies to generate free quotesSecure. Free. Easy-to-use.Based on 3,806+ reviews4.8/5What is Alinsco auto insurance?Alinsco is an insurance company founded in Fort Worth, Texas, in 2003. The company seeks to make car insurance easier by improving the shopping experience and helping customers save money with the best coverage. It’s served millions of customers across Texas through its network of thousands of independent insurance agents.Alinsco’s insurance offerings include four different policies:Alinsco Bravo: For drivers with good credit who qualify for the cheapest insurance premiumsAlinsco Enhanced: For drivers with foreign IDs or driver’s licensesAlinsco Zoom: For drivers who need short-term coverage for as few as 30 daysAlinsco Select: A standard semi-annual policy for all licensed driversAlinsco pros and consPros Multiple auto policy types: Alinsco offers different policies depending on whether you have good credit, have a foreign ID, need a short-term policy, or simply need a standard semi-annual policy.Online quotes available: Unlike many smaller insurance companies, Alinsco allows you to get a quote online.Local agents: Alinsco offers a network of independent local insurance agents if you want in-person service.ConsLimited coverage options: Alinsco offers far fewer coverage and limit options than larger insurance companies.Only available in Texas: If you live in any other state, Alinsco won’t be an option for you.Limited website information: Alinsco’s website lacks information about its coverage options

Operates roughly the same as GEICO’s. Allstate offers a variety of insurance products with customizable policies where drivers can start with liability coverage at limits of their choosing and then build a policy by adding other coverages at the limits they need. Allstate also advertises more than a dozen discounts to help customers save.Finally, Allstate offers significantly cheaper policies than Alinsco. Allstate has an average monthly premium of $62 for liability-only coverage and $131 for full coverage.How to file an auto insurance claim with AlinscoIf you’re in an accident or incident that damages your vehicle or injures you, you can file an insurance claim. A car insurance claim is simply a request to the insurance company that it pay for the damages and injuries listed in your policy.Alinsco has an online claim form to make it easy to file a claim at any time of day or night. You’ll share information about the incident, including when and where it happened. You’ll also provide information about any other parties involved.If you’d prefer, you can also file your claim with a phone call directly to your local insurance agent.Then, someone from Alinsco will review your claim information and investigate the incident. An adjuster may want to see the damage in person or will refer you to a repair shop. If other parties are involved, Alinsco may need to contact other insurance companies to ensure the at-fault party’s insurance covers the damages.Texas law requires that insurance companies must either approve or deny your claim within 15 days of receiving all documentation. As a result, you can expect a quick resolution for your claim.Compare Auto Insurance CompaniesInsurify partners with top companies to generate free quotesSecure. Free. Easy-to-use.Based on 3,806+ reviews4.8/5Alinsco insurance FAQsAre you shopping for auto insurance in Texas and considering Alinsco? Here are the answers to commonly asked questions about the company.Is Alinsco legitimate?Yes. Alinsco is a legitimate insurance company founded in 2003. It has accreditation with the BBB and is one of the top 40 passenger auto insurance companies in Texas, according to the Texas Department of Insurance.[4]Is Alinsco car insurance worth

It?Alinsco may be worth it for certain drivers who need one of the unique policies it has to offer. However, it has higher premiums than most major insurance companies, as well as fewer coverage options, meaning most people can probably find a better policy elsewhere.What is the average cost of Alinsco car insurance?Alinsco car insurance costs an average of $148 per month for liability-only insurance and $232 for full coverage. However, your costs will vary depending on your driving history, credit score, demographics, and more.Who owns Alinsco insurance?Alinsco Insurance is an intermediary of Boenker Group of Companies, which is owned by Empower Insurance Group.Who should get Alinsco insurance?Alinsco is a good option for drivers who need one of the unique policy types that Alinsco offers that may be harder to find elsewhere. Alinsco has stand-out policies, such as its policy for drivers with foreign IDs and insurance for as short as 30 days.Is Alinsco good at paying claims?Alinsco doesn’t have a financial strength rating from AM Best, so it’s difficult to say whether Alinsco is financially prepared to pay all its claims. And while the company has some complaints with the BBB, suggesting it doesn’t pay all claims in a timely manner, it has no complaints with the NAIC.Methodology Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area. Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher). Liability-only premium averages correspond to policies with the following coverage limits: Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident Property damage limits between $10,000 and $50,000 No additional coverage Full-coverage premium averages correspond to the

Days, weeks, or months of insurance only when you need itUnlimited Basic: Liability insurance with flexible payment plans and no up-front fees for people who want a budget-friendly insurance optionUnlimited Full: Full-coverage insurance with flexible payment plans and no up-front fees for people who want more than just liability coverageDespite their differences in availability and types of plans, Hugo and Alinsco have some other similarities. First, unlike many major insurance companies, both companies offer relatively inflexible coverage options. Plans come with your state’s minimum coverage, and only one provides comprehensive coverage.With both Hugo and Alinsco, you also won’t find the variety of optional coverages and discounts that you would with many national insurance companies.Hugo is the cheapest of any insurance company in this review. It has an average liability-only premium of $212 per month and an average full-coverage premium of $60 per month.Ultimately, Hugo is a great option for people who drive infrequently, want to make sure they have coverage exactly when they need it, and don’t have to pay for it when they don’t need it.Alinsco vs. GEICOGEICO is the third-largest auto insurance company in the United States and offers policies in all 50 states and Washington, D.C.[3]Alinsco and GEICO have many differences, aside from the states they’re available in. First, while Alinsco is an auto insurance company only, GEICO offers most types of individual insurance services you can think of.The two companies also differ greatly when it comes to their policies. GEICO has highly customizable policies that allow you to choose your liability coverage limits and then choose your other coverages and limits, building a policy that meets your needs.Another major difference between Alinsco and GEICO is their savings options. GEICO has rates that are less than half of Alinsco’s — customers pay an average of $55 per month for a liability-only policy and $117 per month for full coverage. Additionally, GEICO has 16 different discounts customers can use to reduce their premiums even more.Alinsco vs. AllstateAllstate is another national insurance company that ranks among the top auto insurers and provides coverage in all 50 states.Allstate’s business model

Your rates, but certain violations, such as DUIs or at-fault accidents, are likely to increase your rates more than others.[2]Here’s how much Alinsco car insurance policies cost, on average, based on driving history.Driving HistoryAverage Quote: Full CoverageAverage Quote: Liability OnlyClean record$216$137With speeding ticket$289$184With at-fault accident$309$196With DUI$334$213Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.Alinsco car insurance cost by ageYour age can significantly influence your auto insurance premiums. In most cases, teen drivers pay the most expensive insurance premiums because they have the least amount of driving experience and are most likely to file claims. Then, insurance premiums tend to decrease as a driver ages, only to increase again slightly once a driver reaches their 70s and their risk starts to increase again.The table below shows the average monthly quote for Alinsco car insurance in each age range as well as the general trend insurance premiums tend to follow as you age.Age GroupAverage Monthly QuoteTeens$39020s$27630s$21840s$20650s$18160s$16970s$172Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.How to get an Alinsco car insurance quote from InsurifyIf you’re a Texas driver, you could get your Alinsco auto insurance quote through Insurify in just a few minutes. The benefit of getting a quote through Insurify instead of directly through Alinsco is that you can get quotes from multiple companies in one place and compare them to find the best deal.Here’s how to get started:Enter your ZIP code.Answer questions about your vehicle and driving history.Share information about the driver(s) you’d like to list on your policy.Enter your contact information, including phone number and email address.See your quotes. You can adjust your desired coverages to update your quotes and click through to each insurance company quote to speak to an agent or sign up for coverage.Alinsco car insurance discountsUnlike many car insurance companies, Alinsco doesn’t share a list of discounts on its website, though you can speak with a connected local independent agency to find out what